Rep. Brennan Sponsors Bipartisan Legislation to Strengthen Consumer Protections in Ohio Insurance Market

COLUMBUS — State Rep. Sean Patrick Brennan (D-Parma) today announced that he is joining his colleague, State Rep. Brian Lorenz (R-Powell), in sponsoring legislation to strengthen consumer protections by extending the required notice period for insurance nonrenewals from 30 days to 60 days for homeowners and commercial policies.

The legislation would give Ohio families, homeowners, and small businesses more time to respond when their insurance coverage is not being renewed-helping them avoid coverage gaps, rushed decisions, and higher costs.

“Thirty days is often not enough time for consumers to find replacement coverage in today’s insurance market,” said Rep. Brennan. “This bill simply ensures Ohioans are treated fairly and given reasonable notice so they can make informed decisions and protect their homes, livelihoods, and financial stability.”

Under current law, policyholders may receive notice of nonrenewal with little time to shop for comparable coverage. Extending the notice period to 60 days provides consumers with a clearer runway to work with agents, explore options, and avoid being forced into more expensive or inadequate coverage.

The proposal aligns Ohio with national best practices and follows a recent resolution adopted by the National Council of Insurance Legislators (NCOIL), which encourages states to adopt a 60-day advance notice standard.

“This is a commonsense consumer protection,” continued Rep. Brennan. “It does not limit insurers’ ability to underwrite risk or make business decisions—it simply ensures policyholders are not left scrambling at the last minute.”

The bill also has broad support from insurance professionals who work directly with consumers, including the Ohio Insurance Agents Association, which has noted that longer notice periods improve service to clients and promote market stability during uncertain economic times.

If enacted, the change would take effect January 1, 2027, providing ample time for insurers, agents, and consumers to prepare.

“My focus is always on protecting Ohio consumers,” concluded Rep. Brennan. “This legislation does exactly that by giving people time, information, and certainty when they need it most.”

The bill will be introduced in the coming days.