Foreclosure has invaded our local communities leaving vacant and abandoned properties to sit with no repair. Many of these homes continue to deteriorate in our neighborhoods causing danger and blight to all living nearby. These hazardous homes must have an expedited system of foreclosure in order to improve the current conditions communities are facing.


To correct these foreclosure conditions, the Ohio House of Representatives has worked to pass legislation for foreclosure reform. House Bill 134, which currently awaits consideration from the Ohio Senate, will simplify foreclosure with an expedited process. If passed, the bill will change summary foreclosure actions to vacant and abandoned properties, modify judicial sale procedures, and establish criminal punishment to situations regarding the owner’s physical harm to property in foreclosure.


Along with these reforms, the legislation creates a clear definition for vacant and abandoned properties. By supplying a clear definition of vacant and abandoned, we are able to help clarify the process for judicial sale procedures. The legislation also establishes that the final confirmation of sale serves as the transfer of title, which alleviates pressure on sheriffs to produce a deed in a reasonable amount of time.


Often, these homes sit in neighborhoods for lengthy periods reducing the values of other homes and causing negative effects on the community. Vandalism and crime are frequent to these abandoned homes, which is why this issue must be addressed so the surrounding homes are not impacted. This process must be expedited to allow for new neighbors to move in and stop the spread of blight. This legislation is essential for helping our neighborhoods to thrive as a beautiful and safe community.


The process of foreclosure shouldn’t be difficult or a burden for neighbors. House Bill 134 aims to simplify and improve the lives of neighborhood inhabitants which is why I supported this legislation that will have a lasting impact throughout the 89th House District.

 
 
 
  
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